Life Insurance

Oxfam Oxfam is a development, relief, and campaigning organisation that works with others to find lasting solutions to hunger, poverty and suffering around the world. http://www.oxfam.org Unicef - for every child UNICEF is the driving force that helps build a world where the rights of every child are realized. We have the global authority to influence decision-makers, and the variety of partners at grassroots level to turn the most innovative ideas into reality. http://www.unicef.org The Red Cross The Red Cross, a humanitarian organization led by volunteers, guided by its the Fundamental Principles, provides relief to victims of disasters and help people prevent, prepare for, and respond to emergencies accross the world. http://www.redcross.org

• Life Insurance Plans
• Income Protection Plans
• Cover for critical illness

• Third party, fire and theft or comprehensive cover
• A courtesy car
• High no claims bonus
• Vandalism cover without affecting your no claims
• Breakdown cover

• Option to pay by interest-free monthly payments.
• Claims are settled over the phone without the need to complete a claim form.
• Replacement as new on all contents.
• Immediate cover.
• 24-hour helpline providing emergency assistance and legal advice.
• Alternative accommodation costs are covered if your building is made uninhabitable by an insured cause.
• Cover automatically increased by £3,000 over Christmas with no increase in premium.

• Up to 75% No Claim Discount if you have earned at least 5 years No Claim Discount.
• Courtesy car if your claim is managed through our Selected Repairer Service.
• Motor legal expenses cover of up to £50,000 per claim.
• Up to 180 days cover in European Union countries included automatically.
• Free windscreen security etching.
• 24 hour claims service.
• Optional protected No Claim Discount.
• Direct Debit option available (subject to acceptance and an additional charge).
• Road Rescue breakdown cover option available.

• New customers can enjoy a 15% Discount when car insurance is bought online.
• No Claim Bonus - Up to 65% off
• Protect your Maximum No Claim Bonus for life
• No Claim Bonus duplicated if you or a partner insure your second car with Morethan.
• No fault policy if your car is accidentally hit when parked.
• Experienced claims staff to help you save time and worry
• 24 hour legal advice line giving you access to expert advice
• 24 hour medical and post-accident counselling helplines

• As many trips as you like from £41.50 per year
• If you miss your departure, they will give you up to £500 for extra transport and accommodation
• They will help you enable your bank to advance cash to you if your money is stolen
• Any lost baggage traced for you

• 20% off buildings insurance for 5 years no claims
• 10% off if you take out combined buildings and contents cover
• We will replace your locks if your keys are stolen to protect you against burglary
• We cover any TVs, PCs and stereo equipment for accidental damage as standard
• Your belongings are replaced on a "New for Old" basis with brand new items (except clothes and linen)
• Contents of freezer covered up to £400 and garden contents up to £250

• Free breakdown cover (level 1) for the first year of your policy
• Up to 35% introductory discount (depending on age and experience) or
• Up to 65% No Claims Discount (or up to 70% if you're aged 50 or over)
• Approved repairers with most claims agreed with just one phone call
• Guaranteed courtesy car provided while your car is with one of our approved repairers
• 5-year guarantee on all work carried out by our approved repairers
• 24 hour accident recovery helpline - if you need help fast
• Cover automatically extended for trips in Europe up to 90 days

• Buildings cover available up to £400,000 - subject to criteria
• Contents automatically covered up to £40,000 - higher levels considered if required
• 24 hour Home Emergencies Helpline if you need assistance from a professional fast
• Up to 30% No Claims Discount
• Discounts off your contents premium if your home meets our security requirements
• Cover for temporarily removed contents, such as those kept by students at university, covered up to £5,000
• £2,000,000 to cover your personal liability
• Seasonal contents cover increase of 10% at Christmas time