AA Abbey National
Abbey National's family of products called Flexible Finance, offers e-banking via the Internet for current accounts, savings and ISAs, with support provided by the telephone and branches. Must open a bank account to use Flexible Finance. Online services include viewing balances and statements, paying bills, setting up or amending standing orders and requesting or amending overdrafts. Online sharedealing available. Travel insurance, buildings and contents insurance from a panel of insurers can be bought at the bank’s web site
TV banking is available through digital TV channels ntl, Telewest and Sky Active. Services include transferring money between Abbey National accounts and ones held with other institutions. Alliance & Leicester
Internet banking offers about 20 different banking transactions including paying bills and moving money between accounts, ordering holiday money and banking stationery, as well as setting up standing orders and direct debits. Online sharesdealing provided by Barclays Stockbrokers. Online applications for personal loans, credit cards, current & savings accounts, mortgages, insurance, ISAs and unit trusts. Online calculators for mortgages, budget planning, personal loans and car loans and money back credit card.
Best Current Account Moneyfacts awards 2006
Market leading current account
No monthly fee
6.10% AER (fixed until 30.09.07)1 on balances up to £2,500, 0.10% AER (variable) on balances over £2,500
Manage your money online with Internet Banking
Allied Irish Bank Anglo Irish Bank Bank of Ireland
Online and telephone banking service, called 365 online banking, offers access to current account and credit card statements. Can view balances and transactions, and transfer funds between Bank of Ireland current and credit card accounts. Free Internet access. Can apply online for current account, savings and investment, credit cards, mortgages and personal loans. Online banking for businesses available called Business Online. Links at the web site to other subsidiaries including Bristol & West and offshore banking operation F-Sharp Bank of Scotland
Internet banking for personal, student, graduate, business accounts and i.save online savings account. Dial direct banking for personal, business and corporate accounts. Bank of Wales
Offering business and personal banking services. Find information and improve your knowledge on the Bank of Wales Plc and Bank of Wales (Jersey) Ltd. Barclays
All the usual services banks offer plus the popular Barclaycard and Internet banking facilities. Free Internet access. Can transfer funds between Barclays accounts and accounts with other banks. Services via WAP-enabled phones from Vodafone available for current accounts, credit cards and sharedealing. Barnsley Building Society
Offer savings, mortgage, life assurance, pension plans and investment products. Bath Building Society Beverley Building Society Birmingham Midshires
UK based financial services institution offering specialist and standard mortgage products, investment products, insurance and personal and secured loans. Part of the Halifax Group. Bradford & Bingley
Use the online branch finder and discover a competitive range of mortgage and savings products with impartial financial advice. Bristol & West
Specialists in online mortgages, investment and savings.The Save.it account at Bristol and West requires a minimum balance of £10,000. Online services include applications, access to account information and requests for withdrawals. Online mortgages available include a buy-to-let, self-certificated and a capped-rate loan. Britannia Building Society
Offers a range of mortgages, loans, savings and insurance. BritannicMoney Cahoot
Online banking services from Abbey National.Current accounts, personal loans, stockmarket peformance linked savings accounts and credit cards. Banking via WAP phones available with offer of free handset. Telephone banking available Cambridge Building Society
Offering mortgage and savings products exclusively in the Cambridge area. Capital One Catholic Building Society
Postal bases accounts offering mortgages and investment products. Chelsea Building Society
Find mortgages and investments with a wide range of financial services. Cheltenham & Gloucester
Owned by Lloyds TSB this site offers mortgages, investments, savings and loans with online application forms. Chesham Building Society
Deliver local, competitive mortgage and savings products. Cheshire Building Society
Based in North West England and providing mortgages, savings and investments. Includes application forms and links to offshore services. Citibank UK
Offer Internet banking plus numerous different personal accounts. Can transfer funds externally to Citibank accounts in Belgium, France, Germany, Greece, Luxembourg and Spain. Current accounts offer euro facility. Free Internet access through BT Click. Touch-tone telephone banking. Applications for current account available at www.citibank.co.uk. Investment centre with Internet and telephone sharedealing, planning tools and market information. Online ISA supermarket. Online credit card for current account holders. Clay Cross Building Society
Range of savings accounts and mortgages, including high value, low value and commercial schemes. Clydesdale Bank
Comprehensive information on all of your financial needs including loans, investments, insurance and financial advice Co-operative Bank
Only mainstream bank to market its ethical policies. Its services include Internet banking and it offers mainstream savings services and credit cards including charity and affinity credit cards. Recently revamped site. Online applications for current accounts, student accounts, loans, credit cards, affinity credit cards, savings and offshore savings account at www.co-operativebank.co.uk. Ethical bond, FTSE4GOOD, available by phone on 01481 710 527 Information on business accounts at website. Coutts Coventry Building Society
Building society offering mortgages and savings. Cumberland Building Society
Independent regional building society specialising in mortgages and investments. Darlington Building Society Derbyshire Building Society
Offers mortgages, insurance products savings and investments as well as branch locater. Direct Line
Direct Line offer 3 products - a savings account, a cash ISA and stocks and shares ISAs Dunfermline Building Society Ecology Building Society Egg
Flexible savings and loans - online credit cards and shopping area. Operated by Prudential. Online applications and management of accounts. Interest on savings is higher if savings accounts are operated by Internet only. Telephone, postal and cashcard options available. Online sharedealing with transactions paid for through Egg savings accounts. Discounts on online shopping at Egg Shop with credit card. Insurance supermarket offers motor, household and travel insurance. Mortgage and investment supermarkets available. Life and critical illness insurance can be bought combined or separately. Services to be launched on Sky digital TV channel Open soon. First Direct
24 hour phone and PC banking. The bank enjoys an excellent reputation for customer service and is owned by HSBC. First Trust Bank
Northern Ireland bank offering services to individuals and businesses. Site includes information on electronic and direct banking, interest rates and price lists, economic review, and credit card services First-E
Internet-only bank offering online banking services. GE Capital
GE Capital is one of the largest and most diverse financial services companies in the world. It consists of a group of 24 highly focused niche businesses, 21 of which are currently established in 23 countries across Europe, employing 25,000 people. Girobank
Online bill payment service for debit card holders. Halifax
Offers all mainstream banking services and the site includes a share calculator and national house price index. Halifax offers free web access service called extra-access to all its customers. You must register with Halifax Direct telephone service to use online banking service. Online savings service called Web Saver offers variable and fixed interest rate options. Can apply online, transfer funds between Halifax accounts and those held with other institutions, and set up standing orders. Harpenden Building Society
A traditional building society based in Hertfordshire and Bedfordshire. Harton Bank Hinckley & Rugby Building Society
Represented in many of the larger towns and cities of the East Midlands, but it is also committed to having outlets in smaller village communities. HSBC
Provides a comprehensive range of banking services for personal and corporate clients. Internet banking offers view of statement showing balance, standing orders and direct debits, bill paying and funds transfer. IF Intelligent Finance
Internet bank offered by Halifax. Site offers corporate information and users can pre-register for information about the products to be offered. Balance information and details of last 10 transactions also available via WAP-enabled phones ING Direct Ipswich Building Society
Building society based in Suffolk offering mortgages, investment and savings products. Kent Reliance Building Society Lambeth Building Society
Full range of mortgage and savings products. Leeds and Holbeck Building Society
Traditional building society offering usual range of savings, investment and mortgage products. Leek United Building Society
Offers full range of services including savings, financial planning, credit card, mortgages, loans and insurance. Legal & General
Wide range of savings accounts for consumers and business. Liverpool Victoria
Guaranteed rate of interest for deposits of £2,500
Choice of deposit period, for a term of 1 to 3 years
Choice of interest payment options for 2-3 year deposits
Interest paid onreceipt of cheque
Lloyds TSB
The new bank formed from the merger of Lloyds and TSB. Online access to information on current and savings accounts with facilities for bill payment, amending or cancelling standing orders, viewing direct debits, and transferring funds between bank and savings accounts. Can arrange overdraft online, in real time with money instantly available. Clients using online banking have access to Online Saver account, which can be opened with a minimum of £250. Discounts on home insurance offered to online clients. Lombard Direct Loughborough Building Society
Mutual society based in the East Midlands offering savings, investments and mortgages. Only introduces to the Norwich Union Marketing Group. Manchester Building Society Mansfield Building Society Market Harborough Building Society
Local building society offering traditional mortgage, savings and insurance services. Marsden Building Society Mercantile Building Society
Providing mortgage, savings and investment products in the North-East of England. National Counties Building Society National Deposit National Savings Nationwide
Site offers online mortgage quotations, Internet banking, interest rate comparisons plus a branch-cash machine locator. All mainstream banking services including savings, investments and insurance products. NatWest
Mainstream products and services including a banking guide for non-profit organisations. Now offers free internet banking. Online banking gives information on current account, savings and loan account balances. Bank account information of last 40 account transactions. Customers can apply online for credit cards, personal loans, e-savings accounts and Advantage Gold current account.
Personal and online banking at over 1650 branches in the UK, with on line banking supported by a telephone service open 24 hours a day. Options are available to suit all customers, whether in the premium, private, student, or graduate market. Netmaster Gold
Internet banking for the UK ? current and savings accounts online. Services also include mortgages, travel insurance and personal loans. From the Norwich and Peterborough Building Society. Newbury Building Society
Based in Newbury, Berkshire. Newcastle Building Society
A North East Building Society offering a range of mortgages, investments and other financial services including internet banking. Northern Rock
Customers can manage their accounts in-branch, or by post, telephone and internet banking. Norwich and Peterborough Building Society
Mutual society offering financial services including mortgages, savings, personal and business banking, internet banking, sharedealing and commercial mortgages. Personal and business accounts linked to the NetMaster Saver to help customers benefit from higher interest rates. Must open a Gold personal current account or a businesses account to use online service. Also offers Internet-only current account NetmasterGold and NetmasterGold savings account. Mortgage, general insurance, personal loans, children's savings account and mini cash ISAs are available with online applications Nottingham Building Society
Interactive site which details their mortgage, investment and estate agency services. Includes a calculator to work out mortgage repayments and a facility to check investment rates. Also allows visitors to apply for sponsorship grants and enter competitions. Open Plan Portman Building Society
For help choosing mortgages, savings accounts, investment plans, insurance policy or secured loans. Principality Building Society Prudential RaboDirect Royal Bank of Scotland
Offers personal as well as small, medium and large corporate banking solutions. Includes PC and Internet banking. Saga Sainsbury's Bank
Offers loans, credit cards, mortgages, insurance and savings products. Appointed Representative of Bank of Scotland. Online applications for savings, personal loans, pet insurance and credit cards Scottish Building Society
Traditional mutual building society serving customers in Scotland. Investors from outside Scotland must invest at least £2500. Scottish Widows Skipton Building Society
Offers range of savings and investment products including special NSPCC ISA as well as mortgage services. Smile
An online UK bank from the Cooperative Bank PLC. Offers savings, current account, student account and credit cards. Staffordshire Building Society
Traditional building society. Offers mortgages and savings. On-line mortgage calculator and ring-back service. Standard Chartered
International emerging markets bank offering personal and wholesale banking, and services to small businesses. Standard Life
Can apply online for mortgages, personal savings accounts at the savings shop section and view balances, and access last 100 transactions on Direct Access and 50-day accounts. Mortgage calculator for residential and buy-to-let mortgages Stroud & Swindon Building Society Swansea Building Society
Most types of mortgage lending considered on individual merits. Teachers Building Society
Building Society set up in 1966 to help teachers. Offers mortgage and savings products. Associated with Scottish Amicable. Also lends to housing associations. Tesco Personal Finance
Online management of savings account with access to account details and transactional services including transferring funds between Tesco accounts and those held with other institutions. Applications can be completed online for savings, investment bond, loans and Visa card and printed on customer's printer and posted to service centre. The Derbyshire Building Society The One Account The Post Office The Woolwich
Variety of products to cater for borrowing, investment and protection needs. Money management system called Open Plan Offset sweeps current and savings accounts and mortgage daily to calculate interest. Without moving funds, credits are offset against the mortgage and payments are reduced. Eg, an individual with a £70,000 mortgage and £7,000 in their current and savings accounts would pay interest on £63,000. Tipton and Coseley Building Society
West Midlands based. Includes mortgage application forms. Universal Building Society Virgin
A range of financial services including the innovative One account where you can combine your mortgage with other accounts. Virgin One account, ISAs, credit cards, personal loans, pensions, unit trusts, savings accounts, PEPs and Share dealing. West Bromwich Building Society Yorkshire Bank Yorkshire Building Society
Mainstream mortgage and savings products Zurich Bank
